Freedom Federal Credit Union
* APY = Annual Percentage Yield
** APR = Annual Percentage Rate
1 Offer available to new or existing members who add checking and a direct deposit of at least $50 per pay period. Direct deposit must be received within 90 days of account opening. Bonus funds will be credited the first of the month following qualification and must stay in the account for 90 days. Offer expires 90 days after account opening if all qualifications are not met.
2 If your account meets the criteria described below, you will earn 3.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.25% APY on balances of $10,000.01 and higher. Balances that do not meet the account requirements for a given month will earn 0.05% APY. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. To earn the higher rate, you must opt-in to electronic statements, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card. To qualify, debit card transactions must process, post, and clear within the calendar month. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Product and rates subject to change. Membership eligibility applies.
3 Minimum APR 2.24% is subject to meeting credit criteria. Actual rates are based on individual creditworthiness and may be higher based on credit performance. Financing up to retail value of the auto is available. Certain restrictions apply. Estimated monthly payment per $1,000 borrowed is $17.63 for 60 months at 2.24% APR. Refinancing available only on auto loans from another financial institution. Not available on loans originated through Freedom Federal Credit Union.
4 The introductory rate will revert to the current standard rate as applicable after the promotional period. That is 7.74% APR to 15.24% APR for VISA Platinum, or 9.24% APR to 17.24% APR for VISA Platinum Rewards, based on individual credit worthiness. Rates quoted are effective March 18, 2020 and subject to change. Rate will vary with the market based on Prime. The 0% introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. A 3% balance transfer fee is applicable to these balance transfers. This offer is available on VISA Platinum and VISA Platinum Rewards credit cards only. Any existing balances on Freedom Federal Credit Union credit card accounts are not eligible for the Introductory APR for balance transfers.
5 Not valid on mortgages, home equity lines/loans and credit card. All requests are subject to approval. Certain restrictions apply.
6 Match of up to $25 on account opening deposit, paid at time of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days.