What is a 2-1 Buydown mortgage?

A 2-1 Buydown is a mortgage lending technique that provides for a lower mortgage payment during the first two years of the loan term. In the first year, the principal and interest payment will be based on 2% below the… Continue Reading…

A Culinary Journey: Chesapeake Farm & Bay to Table with Harford County Public Library

The Chesapeake Farm & Bay to Table virtual series is produced by Harford County Public Library and Chef John Shields’ Our Common Table. It highlights and provides a virtual excursion to Maryland farms, fisheries and local businesses where the focus is on the abundance… Continue Reading…

Celebrate with a Good Book through Saturday, March 5!

There is still time to complete Harford County Public Library’s Winter Reading 2022, Celebrate with a Good Book which runs through Saturday, March 5. Participation is easy and fun! Adults must read or listen to at least 5 books and high school… Continue Reading…

7 Quick Ways to Freshen Up Your Social Media Presence

Is increasing sales one of your New Year’s Resolutions? Are you focusing on building your brand? As we move through the first quarter, it’s the perfect time to reevaluate your use of social media to help meet your goals. Social… Continue Reading…

Money-Making Email Subject Lines for Small Business Season

There’s one more week left before Christmas, and it’s one of the busiest shopping weeks all year. Sure Black Friday and the Saturday before Christmas are the busiest days (spots 1 and 2 according to Sensormatic) but many of the… Continue Reading…

BUSINESS PLAN 101: Documenting Your Future brought to you by APGFCU

Almost every successful business starts at the same point: developing a business plan. Business plans help you create concrete goals, plans, and milestones by putting pen to paper and laying out exactly where your business is going and how it… Continue Reading…

Harford Chamber’s Spirit of Thanks Event Brings Together Business Community and Veterans; Veteran-Focused Initiatives Announced

Bel Air, MD – The Harford County Chamber of Commerce’s Military Affairs Committee has traditionally hosted a Spirit of Thanks Tour each Fall in recognition and remembrance of our veterans. In the past, they have gathered members of the Harford… Continue Reading…

Harford Chamber Announces Harford Award Recipients; Celebrates Business at 29th Annual Ceremony

Bel Air, MD – Members of the Harford County business community and local dignitaries gathered for the 29th Annual Harford Award on Wednesday, October 20th at Water’s Edge Events Center from 5:00 – 8:00 p.m. The prestigious award honors companies… Continue Reading…

Year-End Checklist for Business Owners

Wrapping up the year does not only give business owners peace of mind that their records are closed out properly, but it also enables you to plan for a successful year ahead. Failing to plan means planning to fail, so… Continue Reading…

Harford County Representatives Discuss Upcoming Session at Harford Chamber’s Pre-Legislative Breakfast

Bel Air, MD – On Thursday, September 30th, The Harford County Chamber of Commerce hosted a Pre-Legislative Forum to keep members informed on key issues. Sponsored by Harford Community College, The Harford County Office of Community and Economic Development, and… Continue Reading…