Empowering Harford County Businesses to Move Forward
Business Banking
At APG Federal Credit Union (APGFCU®), we know local businesses are the heart of our community. That’s why our business banking services are designed to help you move forward with confidence—through tailored solutions, competitive rates, and personal support from a team that understands your goals.
Business Checking Accounts
Find the business checking account that helps you keep things moving forward. Whether you’re just getting started or ready to take your next step, we’re here to help you choose the account that supports the way you do business — and keeps your momentum going.
- Basic Business Checking
- Business Plus Checking
- Premium Business Checking
- Not-for-Profit Checking
Online and Mobile Banking
Stay on top of your finances—anytime, anywhere. With APGFCU’s secure Online and Mobile Banking, you can manage your business accounts on the go so you can spend more time running your business and less time running to the branch.
Business Loans and Credit
Ready to grow, expand, or invest in what’s next? Our
business loans and credit options are here to help you fuel your plans—so you
can keep your business moving in the right direction.
Cash Management Services
Take the complexity out of everyday money management. Our cash management tools help you streamline your operations, simplify your processes, and stay focused on what matters most—serving your customers.
Why Choose APGFCU?
- Competitive Rates – Make the most of your balances with strong, competitive rates.
- Personalized Service – Work one-on-one with local experts who listen first and build solutions around your business.
- Local Expertise – Partner with a credit union that knows the local business community because we’re part of it, too.
- Community Focus – As a not-for-profit, APGFCU is committed to helping our members—and our business community—thrive.
Beth Bavis
Vice President of Business Banking bbavis@apgfcu.com Cell: 443-966-7178 Office: 410-272-4000 x3122
Steve Jones
Business Services Manager sjones@apgfcu.com Cell: 410-938-7666
Kimberly Austing
Business Banking Loan Officer Office: 410-272-4000 x5345
Monica Worrell
Business Banking Loan Officer mworrell@apgfcu.com Cell: 443-613-3530 Phone: 410-272-4000 x2374
Kelley Pugh
Business Services Manager kpugh@apgfcu.com Cell: 443-462-8499
Michael Galeone
Business Banking Loan Officer Office: 410-272-4000 x5344
APGFCU@Work Program
Give your employees a benefit that helps them move forward—financially and personally.
With APGFCU@Work, you can enhance your benefits package by offering your team trusted, local financial support at no cost to your organization.
As an APGFCU@Work business partner, your employees can enjoy:
- Free on-site financial education presentations
Help your team build confidence with real‑world guidance on budgeting, credit, saving, and more. - Free one-on-one financial counseling
Employees can sit down with an APGFCU professional to talk through their goals and create a plan that works for them.
- Special incentives for new members
Make it even easier for your employees to get started with APGFCU membership. - Support for your employee appreciation events
We’ll join you on-site to share resources, answer questions, and celebrate your team.
- On-site open enrollments
Bring APGFCU directly to your workplace so employees can learn about membership and open accounts on the spot.
- Free budgetary advice
Practical tools and tips to help employees manage day‑to‑day finances and plan for what’s ahead.
- And much more
We’ll work with you to customize an approach that fits your organization and your workforce.
As an APGFCU@Work partner, your employees also have full access to the wide range of products and services APGFCU offers—from checking and savings to loans and digital banking—backed by a team that’s committed to helping them thrive.
Become an APGFCU@Work business partner today and start bringing these member benefits to your employees.
Contact Izak today to learn more!
Izak Battle
Business Development Director
Phone: 443-716-1677
Email: ibattle@apgfcu.com